• Tue. Oct 27th, 2020

What’s your budget?

ByMuthoni Githire

Sep 11, 2020

I don’t know about you, but I have had my own share of unplanned spending and impulse shopping. If you are like me, you definitely have the best financial plan when broke. That’s when you prioritize best and even plan on saving the most of the money to come. Eventually, salary kicks in, or that business deal you have been eagerly awaiting comes through. When this money flows in, do you still stick to the plan you had so carefully thought when your bank account balance had just a few zeros? Listen.

Budgeting is one of the most essential habit and skill one can acquire in the financial world. However, many people find it tiresome, and this results to spending money on things and services they do not even need. Budgeting gives you control over your money and keeps you focused on your money goals.

When you have a carefully laid out plan, you know what the money you have will be able to do for you and you can save money for expected and unexpected costs. This means that even when you decide to borrow money, you can decide on the amount you need and can actually manage to return. Budgeting simply enables you to know where you stand financially and spares you the stress of always feeling like there’s so much to do and so little money. Make your money-world easier, budget!

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